How it works?

Who is Frenk?

Frenk is your personal AI mentor who knows you and your needs. He proactively asks questions and makes recommendations purely based on verified data, without any emotions.

He analyzes your goals and plans your next missions 24/7.

Frenk’s Vision

We’re building a world where financial literacy is universal, AI delivers affordable data-driven advice, and everyone can chart a path to financial independence.

Frenk’s Mission

Frenk.ai democratises financial advice worldwide by delivering transparent, data-driven, and commission-free guidance that is accessible and affordable for everyone — from individuals to SMEs.

We turn complexity into clarity through explainable AI, helping people everywhere make confident decisions, avoid hidden fees, and stay on track toward long-term financial independence.

What makes Frenk unique and irreplaceable compared to other AI

• Personalization: Frenk knows you, remembers your goals, priorities, and contracts.
• Emotion-free decision-making: He makes decisions efficiently based only on data.
• Workflow and tools: Checklists, open banking, documents, and more.
• Proactive approach: He reaches out when it’s time to take action.
• Audit & explanation: Always shows why and how decisions are made.
• Deadline and task management: Guides you from “question” to “DONE.”
• Financial protection: Safeguards income, assists with investments, and monitors savings.
• Error prevention: Helps you avoid poor choices and monitors debts.
• No product selling: Only provides data-driven guidance.

Why typical AI tools aren’t enough

• They don’t know you or your contracts; they lack personal context.
• To get comparable results, you must input all data perfectly yourself.
• They lack a proactive approach — they won’t remind you or manage workflow or deadlines.
• No long-term memory or auditable explanations tailored to you.

👉 Simply put: Other AI tools are a generic brain for everything. Frenk is your brain for finance — with personal memory, a plan, and actionable steps.

What Frenk can do right now

Frenk is a fully in-house developed technical solution, giving complete control over the platform, security, and reliability. In the first beta version, Frenk can:

• Personal profile: Maps your goals and priorities.
• Incident reporting: Damage, accidents, or issues on the go.
• Vacation planning: Evaluates data → explains → suggests actionable steps.

Beta limitations

• No banking integration (yet) — works with your inputs (testing ongoing).
• Some areas (e.g. complex tax situations) may require escalation to an expert.
• Document uploads coming soon!

Beta = rapid development. Your feedback helps us prioritize!

Privacy & Security

• Your data is yours. It’s only used to make Frenk’s advice better.
• Minimal data, maximum benefit. Only upload what makes sense.
• Explainability and audit trail — always see why sensitive decisions are made.

👉 For technical details, check here: // For investors //

What to look forward to in the future

• Financial planning: Maps household income, expenses, and risks → creates a plan → recommends products → monitors changes and alerts you.
• Open Banking integration: Transaction analysis for personalized guidance and education.
• Contract analysis: Provides actionable advice for optimizing coverage and protection.
• Unified dashboard: Overview of documents, deadlines, assets, liabilities, and modeling.
• For freelancers and entrepreneurs: Cashflow tips, contributions, insurance.
• Enhanced personalization: Learns from preferences and history.
• Proactive assistance: Reminders, documents, email drafts.
• Audit & explanation: Always shows the rationale behind decisions.

Technical Documentation (Google Docs)

Get started now!

1. Create a profile
2. Upload documents
3. Approve your plan

👉 I have a specific problem — I want to solve it (přidat odkaz na login)